First home buyers
Our Step One First Home Buyer Service is all about making your home building journey easy. From all things home building, to land sourcing and connecting you to the right finance, we’ve got a team of friendly experts ready to help.
We know about finance.
We don’t own a finance company, so we’re not selling you mortgages. Instead, we use our independence to make sure you have access to the widest range of finance options and experts, so you can get the best loan possible. We also know that affording a house is not just about securing the lowest possible mortgage rate.
We know the people who matter.
Where you live is important! Our team have excellent relationships across all the major (and minor!) land estates in WA. We know where the secret spots, hidden treasures and upcoming pre-releases are, and even where the private land sales are that can stand you apart from the rest. All this makes sure that we can get you onto the perfect block, in the best location you can afford. As we’re completely independent to all the major land estates, our only interest is in making sure you get what you want.
We have the people and processes to get the job done.
We’ve been successfully building homes in WA for 114 years! We’ve got a huge range of architecturally designed homes, perfect for contemporary living and the modern Australian lifestyle. All built to the quality standards that have given Plunkett our long-standing reputation for quality, value and durability. Don’t just take our word for it, ask the 10's of thousands of happy home builders all living in Plunkett built homes.
We don’t own a finance company so we’re not selling you mortgages. We use our independence to make sure you have access to the widest range of options and experts so you can get the best loan possible.
Being able to afford a house is not just about what you earn. It’s also about what you spend money on and how you save money. We’ve got a heap of great tips and ideas that could get you into your own home without the need for a pay rise or new job!
Find out what you can afford by completing our calculator below and one of our specialists will research your situation and get back to you straight away!
What Can I Afford?
There are a lot of builders promising a lot of different deals. You can double, triple or even quadruple the grant! Sound too good to be true? Unfortunately it is. Don’t get hooked by clever marketing gimmicks, essentially there are two grants available to the First Home Builders.
First Home Owners Grant
If you’re a first homebuyer you may be able to qualify for the First Home Owner Grant (FHOG). There’s some fine print and a few boxes to tick, but you could score thousands of dollars towards the cost of building your first home. The grant is currently set at $10,000. To find out more download our FHOG guide. It gathers together all the information you need.
For more information download our FHOG guide.
Keystart offers a low deposit home loan that enables you to pay a smaller deposit. In fact, you’ll only have to stump up a fraction of what most other lenders ask for upfront. There are other good benefits that come with a Keystart home loan all detailed in our Keystart Guide.
The Keystart low deposit home loan isn’t the only low deposit home loan available. There are other lenders who will also let you provide less than the standard 5% deposit. We also know which lenders might waive the requirement for genuine savings if you’ve been renting a home through a real estate agent for 6 months or more.
For more information download our Key Start guide.